A new year means new opportunities. What you do now will affect your life later. So, check your pension now. And take action if you need to. Peace of mind comes from having your financial affairs in order, now and in the future.
Step 1: get an overview
- Check your pension with our fund by logging into www.mijnpensioencijfers.nl.
- Check whether you still have a pension with other funds or insurers by logging on to www.mijnpensioenoverzicht.nl.
- If you still save or invest elsewhere for your pension, add this income to your post-retirement income.
Step 2: determine whether your pension is enough for now and in the future
- Mijnpensioenoverzicht.nl tells you what income you will one day have from your AOW (state pension) and accrued pension with our fund and any other pension funds or insurers.
- Add your other income not shown in Mijnpensioenoverzicht.nl.
- List your anticipated expenses when you retire. This includes things like rent or mortgage, fixed costs, holidays, travel, hobbies and so on. Use the Pension Outline in 'Mijn Pensioencijfers' to help you.
- Is your expected retirement income enough?
Step 3: action
- The statement of your income will show you whether the amount matches your expenses.
- Do you want to accrue more pension? Nibud's website has information on ways to go about this, such as saving and investing.
- Do you know how to make the most of your annual allowance? You can find more information on the Dutch Tax and Customs Administration site.
Tip: schedule an annual pension check
Schedule a regular time in your diary to check your pension. For example, in the last week of January. Or in the week of your birthday. Make sure that this check becomes an annual habit. Using our roadmap, you will know exactly what to do.