Handy! An overview of your future income and expenses

PensionUpdate#48

What will your household budget look like when you retire? You can easily check this with the Pension Check. You enter how much you spend on groceries and fixed expenses, for example. If you want, you can also use the amounts already filled in as an example. Then, you can see whether you will be able to maintain this lifestyle once you retire. This gives you insight into your household budget, both now and in the future. It also shows how you can influence this.

How the Pension Check works

Login to Mijn Pensioencijfers and open the Pension Check via the top left menu.

On the left, there is a calculator showing what you will receive in the future: AOW plus your pension at Dow. You can supplement this income with other income or, for example, your savings.

On the right, there is another calculator. It is still at zero. This is where your expenses will appear. Drag the icons at the top (for groceries, transportation, housing, etc.) to the center and the amounts will automatically be added. You can further refine each item yourself by clicking ‘Calculate specific expenses’. You can also use the example amounts. This will give you an overview of  the difference between your income and expenses once you retire.

It is an estimate

The income and expenses you enter are an estimate. The results of the Pension Check are not precise calculations. However, you will get an idea of what your income and expenses will look like.

Payment dates 2024

Tuesday 23 January

Thursday 23 May

Monday 23 September

Friday 23 February

Friday 21 June

Wednesday 23 October

Friday 22 March

Tuesday 23 July

Friday 22 November

Tuesday 23 April

Friday 23 August

Monday 23 December

Do you receive your pension in a foreign account? Please take into account that the payment may take a little longer. Especially if you live outside of the European Union.

Your pension mail digitally: now that’s convenient

You have probably noticed that your mailbox is filled less often. You can also receive your pension mail from us digitally. All you have to do is provide us with your private e‑mail address and set your mail preferences to digital. You will then receive an e‑mail from us when personal pension mail is ready for you in Mijn Pensioencijfers. You can then read your personal message in Mijn Pensioencijfers.

How does it work?

Login to Mijn Pensioencijfers. You can do this quickly and safely with your DigiD.

Via the Menus go to ‘My details’. Check whether your private e‑mail address is displayed correctly. Then change your mail preferences (information services) to digital at the bottom of the ‘My details’ page under the heading ‘My account’ via ‘change’.

Why digital

Receiving your pension mail digitally is cheaper, faster and more environmentally friendly. In addition, all your pension information remains safely stored in your personal Mijn Pensioencijfers environment. A growing number of participants are switching to digital. Are you going to go digital too?